You can protect your finances by learning how to S.H.I.E.L.D. them from harmful elements. Unless you act, you’ll be banished to debt slavery, interest rate annihilation, and the scariest of all–government dependance.
**There are no spoiler alerts, you may proceed reading without fear.
S.H.I.E.L.D. Your Finances
Save- Having an emergency fund will SHIELD you from the little bumps along the way, like robots destroying your vehicle with death rays.
Heath Insurance– The number one cause for bankruptcy is due to medical issues. Having health insurance will help SHIELD you and your family from a bankruptcy due to a medical illness. Make sure you have a high or unlimited lifetime payout.
Long term disability insurance is also a key to this battle plan as ages 25-55 or more likely to become disabled than die.
Invest- Invest for retirement as soon as debt is vanquished and your emergency fund is topped off. You don’t want to rely on Social Security–it likely won’t be there or be enough. Invest for your kid’s college and in continuing education for yourself too (How to make indestructible shields 101).
Emotions will turn you into a hulking green monster. Greed will lead you down a path that has no end. Becoming fearful will cause you to change your investing plan at the wrong time or invest in products sold on late night T.V. like gold.
Lower Expenses- Having a budget will help you measure your expenses and where you can eliminate vampire spending. Hammer out the details of your budget with your spouse before the robots invade earth.
Debt can kill. The best way to avoid total financial destruction is to avoid debt. Being debt free is awesome and enables you to do cool things with your money–like buy really expensive Avengers costumes.
Protect your personal finances by employing these tactics from SHIELD and you’ll be on your way peace on earth without the threat of evil robots.