This is a list of the books I’ve read in 2013. My goal is to read 20 non-fiction books in an effort to continue learning and growing.

If you have a book recommendation or wish to send me a book to read and possibly review–I’m open to that.

Books I’ve Read in 2013

1.  Paleo for Beginners: Essentials to Get Started

2.Currently reading  The College Solution: A Guide for Everyone Looking for the Right School at the Right Price (2nd Edition)

3.   Onward: How Starbucks Fought for Its Life without Losing Its Soul

4.  Composting Inside and Out: The comprehensive guide to reusing trash, saving money and enjoying the benefits of organic gardening


Do you need motivation to pay off debt? Was one of your New Year’s resolutions to dump debt, but you’re not sure where to start?

I suggest joining the newly started Debt Movement for inspiration, support, and a information on how paying off debt.

What is the Debt Movement?

The debt movement is a push to help others pay off $10 million in debt in 90 days. Sounds impossible? I’m guessing this number will be much higher.


  • An opportunity to win a scholarship! Yep, $15K of scholarships for those who are actively paying off debt. Free money!
  • Support via FacebookTwitter, and Google+
  • Encouragement and community on the forums of the Debt Movement.
  • Find helpful information and articles on the Debt Movement blog and newsletter.

What are you waiting for? Join the Debt Movement and start your journey to beat debt. 

I’ve also written a series of articles on How to Pay Off Debt that will help you on your debt free journey. 

Do you need a cure for your overspending hangover? Credit

Do you need a cure for your overspending hangover? Credit JGlasen

Your head is pounding and eyesight blurry as you stumble out of bed towards the bathroom in case your queasy stomach decides to explode.

No, this isn’t a normal hangover due to imbibing on your family’s secret eggnog.

This is a full blown Christmas spending hangover.

Christmas Spending Hangover: The Symptoms

If you are like many this holiday season, you’ve spent too much on Christmas gifts and parties with money you really didn’t have.

You might have even charged it on high interest credit cards or opened up a new store credit card to get 10% off your purchase.

About right now your stomach may have that unwanted queasy feeling thinking,

How will I pay off my Christmas overspending binge?

Don’t worry–you’re not alone in your holiday overspending and there is a cure.

Christmas Spending Hangover: The Asprin

If you want to clear your head from overspending this holiday there is an aspirin that can help.

Hard work.

Yes, I know that that isn’t the cure you wanted to hear and you’re about to click away from this article, but stick with me a minute.

It will be worth it. Your relationships will benefit. Your stress level will decrease. Peace will abound.

How can this happen? Hard work.

Hopefully you can make a few sacrifices with your budget to get back on financial track and minimize your holiday spending binge.

For others this Christmas overspending may be a symptom of a lifestyle of overspending, debt, and lack of financial planning.

If that is you–start by reading and applying my How to Budget Like a Pro series and plan to avoid overspending next year.

Christmas Spending Hangover: Avoiding Next Year

If you’ve experienced a holiday spending hangover, I hope you’re motivated to avoid the headache again and have a debt free Christmas next year.

Use these tips to avoid overspending next Christmas and have a Christmas with no regrets:

Budget for Christmas each month. If you want to have Christmas money to spend in December, start saving in January.

Say you’d like to have $1,200 to spend on Christmas–you’ll just need to set aside $100 each month from your monthly budget. It really is that easy.

Plan your spending by using something like this awesome downloadable Christmas Budget form.

Buy less stuff for your kids next year. Try this as a Christmas gift idea for your kids next year

Buy something:

1) they need

2) they want

3) to wear

4) to read

I hope you find the aspirin for your Christmas overspending hangover and realize that a debt free Christmas is worth the hard work.

If you need financial help or have a question about debt and budgeting–I’m glad to help Email brent at ontargetcoach dot com

Wishing You a Merry Debt Free Christmas!

Debt Free Christmas

My fellow blogging friends have been hard working like little elves cranking out helpful advice this Christmas season. I’ve collected a few of the best articles I’ve found ranging from gifts ideas to Christmas financial advice.

I hope you find these articles helpful and enjoy the rest of the holiday season. Merry Christmas!


Credit Jonathan_W

Christmas Gifts Ideas


Credit Jonathan_W

The Meaning of Christmas

Christmas Financial Advice (2012)

Share the moments. Credit

Share the moments. Credit Kalexanderson

General Christmas Advice

Did you read or write an awesome Christmas related article I missed? I must not be in your Google+ Circle or follow your blog yet. Let’s be friends, so I can include you in my next roundup. Merry Christmas!