Well my wife and I both have opened up our business accounts with a local credit union (email me and I’ll tell you which one). It was a pleasant experience it seemed like the CU really wanted our business. We have to keep $250 in savings or have 1 transaction a month to avoid a $5 fee, but other than that it is free checking and savings. They are going to hold our first check deposits for 7 days until we show a history of “good checks”, but it makes sense to me We also will get more freebies once we have more money and transactions with them like a free notary service. Now the fun part…looking for another credit union to do our personal banking with…any recommendations for credit unions in L.A. ?